Congratulations! This is the day you were waiting for. Closing are normally run by the closing agent. This may be an attorney. Their firm collects funding from all sources and the disburses funds to all parties who are receiving funds from closing. They will also handle your loan closing documents and notarize them. Closing agents do a lot behind the scene as well including making sure the property has clear title, checking the tax assessment, ordering payoffs, recording documents at the courthouse and more.
Bring to closing: